--- title: Unsecured Business Finance description: Get fast, flexible unsecured business funding in South Africa. Apply easily and grow your business with confidence. image: https://alt-fin.co.za/hubfs/apply%20for%20up%20to%20R15million%20in%20business%20finance%20and%20get%20paid%20out%20within%20days...%20(Facebook%20Ad)-1.png --- [Skip to content](https://alt-fin.co.za/unsecured-business-finance#main-content) [![Alt Fin Logo new-1](https://alt-fin.co.za/hs-fs/hubfs/Alt%20Fin%20Logo%20new-1.webp?width=160&height=160&name=Alt%20Fin%20Logo%20new-1.webp "Alt Fin Logo new-1")](https://alt-fin.co.za?hsLang=en) - [Home](https://alt-fin.co.za) - [About Us](https://alt-fin.co.za/about-alt-fin) - [Business Finance Options](https://alt-fin.co.za/alt-fin-finance) - [Unsecured Business Finance](https://alt-fin.co.za/unsecured-business-finance) - [Business Insurance](https://alt-fin.co.za/alt-fin-administrators-better-business-insurance-without-changing-brokers) - [Book a Meeting](https://alt-fin.co.za/book-a-meeting?hsLang=en) # Unsecured Business Finance **Get fast, stress-free funding to help your business grow. Our flexible finance solutions are built for South African entrepreneurs no long waits or complicated forms. Access working capital quickly with Alt-Fin and stay focused on what matters most: growing your business with confidence.** [Apply Now](https://alt-fin.co.za/application-form?hsLang=en) So How Does it Work? ## Your Business must be ... ### Registered in South Africa Your business must be registered in South Africa. ### Trading for 6 months Your business must be trading for at least 6 months. ### Turnover above R100,000pm Your average turnover must be above R100 000pm. ![2025 still ad-3](https://alt-fin.co.za/hubfs/2025%20still%20ad-3.png "2025 still ad-3") If your business meets the minimum criteria Submit an application and ## Its as easy as 1...2...3... 1 ### Submit an application... **We will need**    Directors ID Copy/s CK Docs  Lease agreement Latest rental statement or Latest municipal bill (if property is owned) 3 Supplier Statements 12-months bank statements accompanied by a transaction history to date. If the advance is more than R1m, audited financials accompanied by management accounts not older than 3 months.   2 ### Credit assessment... The relevant credit department does an assessment of the documents you have submitted and makes a decision based on: Business and personal credit scores, Turnover and Gross profit percentage, Affordability and serviceability, Industry and economic trends. Then finally they look at supplier relationships. 3 ### We have an answer... If your business is approved, we present your options, you choose and within hours you get paid out. If your business is declined, we will either search the market for alternatives or give you the key areas that need to be improved upon before we try again. [Apply Now](https://alt-fin.co.za/application-form?hsLang=en) The stats Speak for themselves ## Join the Thousands of Business Owners that Choose Us! 23734 + Clients Assisted 167105 + Client Interactions 620195 R Average Deal Size 86480 H + Perfecting our approach ![apply for up to R15million in business finance and get paid out within days... (Facebook Ad)](https://alt-fin.co.za/hubfs/apply%20for%20up%20to%20R15million%20in%20business%20finance%20and%20get%20paid%20out%20within%20days...%20(Facebook%20Ad).png "apply for up to R15million in business finance and get paid out within days... (Facebook Ad)") [Apply Now](https://alt-fin.co.za/application-form?hsLang=en) Want to Know more ## About Terms and Pricing? Well here's the long and short about unsecured terms and pricing: Every business is scored on its own merits however with the finance being unsecured there are high risks involved and so the product is priced accordingly. You can expect terms from 3-12 months and pricing from 15% and up.  The real question is what is the opportunity cost? What will you gain with access to finance or what do you stand to lose without it? That being said Alt-Fin will always endeavor to get you the most competitive deal on the market ensuring long term growth and success. ### Contact Us Schedule time to talk to one of our specialists and let's work together to achieve your business goals. [Book A Meeting](https://alt-fin.co.za/book-a-meeting?hsLang=en) Email: info@alt-fin.co.za Phone: +27 10 054 6044 144 Boeing Road East, Edenvale Johannesburg [About Us](https://24886145.hs-sites-eu1.com/contact-us-alt-fin?hsLang=en) [Finance Products](https://24886145.hs-sites-eu1.com/alt-fin-finance?hsLang=en) [Follow us on Facebook](https://www.facebook.com/p/Alt-Fin-100086427586653/) [Follow us on LinkedIn](https://za.linkedin.com/company/business-finance-sa) [Follow us on Twitter](https://www.instagram.com/alt_fin/) © ALTFIN BESPOKE FINANCE 2024 [Privacy Policy](https://alt-fin.co.za/privacy-policy-alt-fin?hsLang=en)  ---