Unsecured Business Finance
Get fast, stress-free funding to help your business grow. Our flexible finance solutions are built for South African entrepreneurs no long waits or complicated forms. Access working capital quickly with Alt-Fin and stay focused on what matters most: growing your business with confidence.
Your Business must be ...
Registered in South Africa
Your business must be registered in South Africa.
Trading for 6 months
Your business must be trading for at least 6 months.
Turnover above R100,000pm
Your average turnover must be above R100 000pm.
Its as easy as 1...2...3...
Submit an application...
Directors ID Copy/s
CK Docs
Lease agreement
Latest rental statement or Latest municipal bill (if property is owned)
3 Supplier Statements
12-months bank statements accompanied by a transaction history to date.
If the advance is more than R1m, audited financials accompanied by management accounts not older than 3 months.
Credit assessment...
The relevant credit department does an assessment of the documents you have submitted and makes a decision based on:
Business and personal credit scores,
Turnover and Gross profit percentage,
Affordability and serviceability,
Industry and economic trends.
Then finally they look at supplier relationships.
We have an answer...
If your business is approved, we present your options, you choose and within hours you get paid out.
If your business is declined, we will either search the market for alternatives or give you the key areas that need to be improved upon before we try again.
Join the Thousands of Business Owners that Choose Us!
Clients Assisted
Client Interactions
Average Deal Size
Perfecting our approach
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About Terms and Pricing?
Well here's the long and short about unsecured terms and pricing:
Every business is scored on its own merits however with the finance being unsecured there are high risks involved and so the product is priced accordingly. You can expect terms from 3-12 months and pricing from 15% and up.
The real question is what is the opportunity cost? What will you gain with access to finance or what do you stand to lose without it?
That being said Alt-Fin will always endeavor to get you the most competitive deal on the market ensuring long term growth and success.
Contact Us
Schedule time to talk to one of our specialists and let's work together to achieve your business goals.